Salve Regina University

Student Medical Insurance

Students and parents preparing for the 2011-2012 academic year are urged to consider their health insurance coverage a top priority. It is important that students have access to comprehensive medical care while enrolled at Salve Regina. Therefore, all students are automatically enrolled in the University's Student Accident and Sickness Insurance Plan for coverage effective Aug. 15, 2011 to Aug. 15, 2012. Each student's account will be charged the $899 annual insurance premium.

Should you wish to waive the insurance and fee, follow the instructions below. The Student Accident and Sickness Insurance Plan is serviced by University Health Plans and underwritten by the Security Mutual Life Insurance Company. Claims are paid by Consolidated Health Plans.

Before Waiving SHIP

If you are considering waiving Salve Regina's Student Accident & Sickness Insurance Plan, please note that some insurance plans are restrictive and may leave students essentially uninsured while away at school. This could result in you incurring substantial out-of-pocket costs for medical care. In evaluating your plan, you must verify the following:

  • My plan provides adequate coverage that is accessible in the Newport area for:
    • Lab tests and x-rays
    • Prescription drugs o Hospitalization (including room and board, physicians' fees and surgical expenses)
    • Outpatient hospital services o Mental health care
    • Emergency room care o Intercollegiate sports injuries (for those participating)
  • My plan provides coverage to students over the age of 19
  • My plan will cover me through Aug. 15, 2012
  • My plan does not have a high deductible that needs to be met before I am allowed to access coverage.

Waiver Process: For students, participation in the Salve Regina Accident and Sickness Insurance Plan is mandatory unless you are enrolled in another comparable health insurance plan. If you choose to waive, you will need to provide proof of comparable coverage by logging onto www.universityhealthplans.com and submitting the online waiver form by Aug. 1, 2011. A charge of $899 will remain on your account if a waiver is not received by Aug. 1, 2011.

Online Information: Please visit www.universityhealthplans.com to learn more about the Salve Regina Student Accident and Sickness Insurance Plan, to download a brochure or Frequently Asked Questions, to locate preferred providers or pharmacies or to waive coverage.

Please take the time to make an informed decision regarding your health insurance needs while enrolled at Salve Regina.